Travel Insurance

Travel Insurance

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Get assistant when you need it anywhere in the world. Plans cover medical emergencies, trip interruption, evacuation, lost/delayed baggage and more.

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Insurance coverage for travel and vacations that includes emergencies, routine treatments, terrorism, pre-existing conditions and much more.

J.S. Downey can provide you with quotes from various carriers to fit your specific travel needs and locations.  You can call us anytime to get a fast quote, click a link on the right or read the summaries below to learn more about your options.

What is Travel Insurance?

Travel Insurance can protect you and your family for a variety of scenarios when traveling outside of the United States, including:

  • Single trip health insurance

  • Long term international medical insurance

  • International student travel insurance

  • Trip cancellation and interruption, medical evacuation, and baggage loss protection

Depending on the insurance company, you can get a variety of additional travel insurance riders.  Examples include foreign funeral and burial expenses, rental car liability insurance, and even kidnapping ransom coverage.  J.S. Downey offers travel insurance from a variety of carriers to best suit your unique travel needs.

We have many policies to choose from. In order to get the best plan for you, review the coverages available below or give us a call for guidance. 

Policies Available through Global Underwriters

When you order a policy online from Global Underwriters, Inc., you receive a printable insurance certificate instantly!  No hassles or delays, just a few clicks and you're covered.  Here are three of the types of policies available through Global Underwriters:

(1)  Diplomat America
The Diplomat America policy provides up to $500,000 in coverage for Foreign Nationals visiting the United States.  Coverage can be provided for as little as fifteen days, or up to a full year.

(2)  Diplomat International
Diplomat International offers coverage for individuals traveling outside their home country to any country aside from the United States.  Policy maximums of up to $1,000,000 can be ordered, and coverage is provided from fifteen days to a full year.

(3)  Diplomat LT
If you're looking for long term international coverage (three months to three years), Diplomat LT is the policy for you.  With up to $1,000,000 of coverage, renewability, and optional home country coverage, Diplomat LT should fit the needs of the most demanding international travelers.

Policies Available through GeoBlue

GeoBlue is a trade name of Worldwide Insurance Services, LLC, an independent licensee of the Blue Cross Blue Shield Association.  Since 1997, Worldwide Insurance Services has been dedicated to helping travelers and expatriates identify, access and pay for quality healthcare, all around the world.  Sold in connection with certain Blue Cross and Blue Shield companies, each GeoBlue policy is U.S. licensed and offers the most complete set of travel benefits and services in the industry, including coverage for hospital care, surgery, office visits, prescription drugs and medical evacuation.

As you can see from the policies listed above, whatever your travel insurance needs, we can help you pick the best plan, carrier, and coverage for the most affordable premium.  Call today or fill out our contact request form to understand your options when traveling out of the United States and bring you and your family peace of mind.

IMGlobal Travel Insurance

Whether your going on a vacation, studying abroad, or a seasoned expat, IMGlobal has you covered. They have over 20 plans available to ensure your plan suits you best. IMGlobal's website is easy to navigate and sign up. Expats love these plans because many of the policies provide comprehensive medical coverage while they are living abroad. On these plans, you can choose to cover yourself in every country or just outside of the US, which substantially drops the costs. See the site for more details: