Caring, Knowledgeable, Professional

San Diego Insurance Brokers

we offer all lines of insurance coverage

JS Downey Insurance Service has been partnering with San Diego clients since 1924 helping them find affordable insurance for their personal & business needs. Being a great insurance broker is about more than just providing insurance quotes.


For All Your Insurance Needs



Why choose JS Downey Insurance Service?

  • You tell us your concerns (family, business, travel, finances, retirement, and more). We explain and simplify your options.

  • We tailor a solution for you based on the protection you need and your current budget. That's the JSD advantage.

  • We have access to all lines of insurance and almost all the carriers.

  • We’re experienced and established, and honest.

  • We’re building relationships with our clients for the long term. That’s why customer trust and loyalty are our focus.


What makes us different?

Our long history of providing GREAT service to our clients is the reason why our clients choose to stay with us over the years. We keep our clients up to date on legislation that affects their personal and business lines of insurance. Our job is to serve our clients and help them find the best coverage tailored to their needs. 

We offer all lines of insurance and give our clients the opportunity to compare their insurance plans with other insurance carriers. As insurance brokers, we have the ability to bring several insurance carriers to bid for your business enabling you to make the right choice for you or your business.


James Stephen Downey

Founder of JS Downey Insurance Service, Steve has been a life-long pioneer in the insurance industry. He has developed a wide-range of products enabling business owners to select insurance plans based on their usage.