Cannabis Risks

JS Downey Insurance Service strives to stay ahead of the ever-changing insurance landscape, and that includes the burgeoning cannabis industry.

Since recreational cannabis operations started in Colorado in 2014, our specialist brokers have become experts in risk management for all types of cannabis related operations.

From grow operations and product manufacturers, to delivery services and dispensaries, it’s our goal to make sure all applicable lines of coverages are explained and offered in as straight-forward and easy to understand manner as possible. We have access to all major companies writing cannabis risks as well as exclusive programs to E&S brokers. Contact Adam Cortright to set an appointment. 



  • JS Downey operates with the belief that honesty and integrity are paramount to success in business and life. We pledge to give you honest, straightforward answers to your questions.
  • We are real people that live and work in the community just like you. We are not a 1-800 cannabis insurance agency found on the internet. We’re a locally owned and operated business with national insurance access providing unrivalled service.
  • Our risk manager can work with management to combat the root cause of any safety issues, whether its employee practices, accident prevention, security personnel or delivery driver related questions.
  • We know price is important to you; JS Downey brings value to your cannabis operation by effectively marketing your account with our multiple insurance providers. We give you firm prices and clear terms in our insurance policies. If there is an error, we will try resolve it quickly and in your favor.
  • Our employee benefits division offers innovative cost savings solutions that deliver comprehensive benefits to employees while meeting the expectations of the businesses bottom line. With our client’s needs in mind, we focus our efforts in delivering multi-year cost management strategies, leveraging technology and educating employer/employees on regulatory compliance and benefits in order to enhance their overall experience.
  • Small operations aren’t small to us - We like to feel that while we can offer all the markets of even the largest national agencies, what sets JS Downey apart is service. We’ll work just as hard to cover the owner-operator as we will for a multiple location grow operation. We’re not satisfied unless you are, and our Commercial Lines Director is available anytime to help with any issues.
Adam Cortright - Commercial Lines Director     (619) 884-9920  Cell     (619) 297-5888  Office (ext. 301)

Adam Cortright - Commercial Lines Director

(619) 884-9920 Cell

(619) 297-5888 Office (ext. 301)