Ray Ramirez Downey Insurance

Ray Ramirez - Business Consultant


Phone: (619) 297-5888 Ext. 333

Fax: (619) 297-0220

License # 0E55160

Email: Ray Ramirez


Contact Ray Ramirez

Business Consultant

Ray has over 18 years of business insurance consulting and account management experience. He began his career in insurance in 1999 as a lead provider services liaison with American Specialty Health Plans.

In his previous role as consultant at BB&T, Ray was responsible for th partnership between his clients and the agency. He oversaw the day-to-day operations of his client service teams which were tasked with the assessment, design and implementation benefit strategies aligned with each client's unique organizational objectives.

He has been successful in identifying key risk exposures that reduce costs and ensure overall compliance. His industries of expertise include government contractors, information technology, engineering/architecture, financial institutions, non-profits and mortgage/real estate firms.

Throughout his career Ray, has proven to be a leader among his peers and colleagues and always holds a high degree of professionalism. As a team leader he provides the energy, support, and unselfish time to meet the demands of a consultant in today's era. Ray's focus on creating a culture of teamwork and pride for the betterment of his clients and colleagues stems from his inherent desire to solve problems and share in successes.