Life insurance is a great way to prepare for life's unexpected moments. 

What is Life Insurance?

Life insurance offers protection against the sudden death of a loved one, family breadwinner, or business partner, and life insurance can also be used to guarantee a loan. It can also be used as a savings vehicle that can be used to fund retirement, or college education. Finally, life insurance can be used for salary continuation programs for business executives, private retirement plans for key employees, and also for those “rainy days” needs.

Because many types of life insurance are available, including term life and whole life insurance, we can help the consumer understand the basics and then make an informed decision. Life insurance policies differ in the following areas:

• premium level

• duration of premium payments

• guarantees

• flexibility

• potential for cash value gain

• risk

How do I enroll?

Enrollment is fast and easy and the process is similar to applying for medical insurance. We work with many different carriers, and will provide you with rates and options after understanding your individual, family, or business needs.

Oftentimes, carriers will require a physical exam be completed for those being insured.