The “shared responsibility payment” is a new tax penalty that Americans have to pay this year if they can afford health insurance but choose not to buy it. It’s called a shared responsibility payment because everyone in the United States is now required to be part of our health insurance system — buying health coverage for themselves and their families rather than relying on others to pay for their care. Those who don’t buy health insurance in 2015 may be subject to the penalty, which is $325 per person in a household or 2 percent of their income, whichever is greater.

Covered California is offering a time-limited opportunity to enroll during special enrollment for consumers who did not realize there was a tax penalty in 2014 or learned they may face a penalty in 2015. From now until April 30, 2015, consumers are eligible to apply for health coverage during special enrollment. Applicants must attest to the fact that they did not realize there was a tax penalty by selecting “Informed of Tax Penalty Risk” on the drop-down menu. To start the process for this special-enrollment category, fill out the "Contact Us" section of our website or call us today!

For those who did not realize there was a tax penalty and who don't qualify for a subsidy, there are still options available to you for special enrollment, as well.