Medicare is a blessing for so many seniors nationwide, but it won't cover all of your out-of-pocket costs.  Co-payments, co-insurance, and deductibles are all the responsibility of the policyholder and costs can vary depending on the plan.  If you have traditional Medicare (and not Medicare Advantage), you can purchase supplemental insurance, a.k.a. "Medigap" coverage.

David Sayen is Medicare’s regional administrator for Arizona, California, Hawaii, Nevada and the Pacific Territories, and writes for the San Diego Union Tribune on related issues.  Below is a short, concise article Sayen wrote in order to understand these gaps on senior plans:

Additionally, there are other programs available to help you pay your Medicare costs.  Here is a link to the resources provided by the SDUT:

Please also see our related blog post: