Mike Freeman

Lic #: 0619120

Fax: (619) 297-0220

About Mike

Mike is a graduate of the business school at California State University at Long Beach and has thirty‑eight years in the Life and Health Insurance business.

He is a Chartered Life Underwriter whose areas of expertise include Individual and small group health, dental, vision insurance planning. Certified under the rules of the California Insurance Exchange (Covered California), he knows the rules under the Affordable Care Act and offers partially self‑funded benefit plans for small and large employers.

Mike offers term and permanent Life Insurance, Long Term Care, Long Term Disability for individuals and employer groups, and Annuity Savings Plans. You can also leverage your life insurance plan to cover long‑term care expenses or critical illness needs.

38+ Years Experience
Chartered Life Underwriter
Covered California Certified
ACA & Self‑Funding Expert

Health & Life Insurance

Individual and small group health, dental, vision, and partially self‑funded benefit plans for businesses of all sizes, all compliant with Covered California and ACA rules.

Protection & Retirement

Term and permanent Life Insurance, Long‑Term Care, Long‑Term Disability, and Annuity Savings Plans — plus options to leverage life insurance for critical illness or long‑term care expenses.

Get in Touch with Mike

Phone

(619) 297-5888 x313

Email

mike@jsdowney.com

Office

2333 Camino Del Rio S #200, San Diego, CA 92108

Beyond the Office

"Mike is passionate about helping clients navigate complex health and life insurance options to secure their future and protect their loved ones."

CSULB Alumnus

38+ Years Exp

Chartered Life Underwriter

Client‑Centric

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