A Legacy of Protection Since 1924

JS Downey Insurance Service has been partnering with San Diego clients since 1924, helping them find affordable insurance for their personal and business needs.

Being a great insurance broker is about more than just providing insurance quotes. It's about building relationships. We're experienced, established, and honest. We're building relationships with our clients for the long term. That's why customer trust and loyalty are our focus.

We have access to all lines of insurance and almost all the carriers. Our experienced team is dedicated to serving our clients and helping them find the best coverage tailored to their needs.

Historic San Diego
James Stephen Downey

James Stephen Downey

Founder & Insurance Pioneer

Founder of JS Downey Insurance Service, Steve has been a life-long pioneer in the insurance industry. He has developed a wide-range of products enabling business owners to select insurance plans based on their usage.

Steve offers over 40 years as a licensed insurance professional and an independent business owner. With his knowledge and expertise in health insurance, he is a valuable resource for your company's health insurance needs.

Having built his reputation on dependability and an extraordinary understanding of today's shift in health insurance, he is well placed to provide a resource for your company and your employees. Under Steve's ownership, JS Downey Insurance Service recently enjoyed its 40 Year Anniversary.

Insurance Industry Pioneer
Product Innovator
Client Advocate
Healthcare Expert

Founded 1924

Over 95 years of trusted insurance service in San Diego

Family-Oriented

Building lasting relationships with San Diego families and businesses

$10M+ Revenue

Established agency with strong industry presence