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What Are Bronze, Silver, Gold, And Platinum Plans?

Health insurance plans fall within four metal tiers: Bronze, Silver, Gold, and Platinum. This article explains each tier along with the pros and cons of each.

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Insurance 101, Understanding Insurance, Glossary TermsLeonard BalistreriFebruary 19, 2015J.S. Downey Insurance ServiceLearning, Metal Tiers, Metal TeirsComment
Health Insurance FSA - What Is It?

A Flexible Spending Account (FSA) is an employer-established, tax-advantaged account funded by the employee.

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Glossary Terms, Insurance 101, Understanding Insurance, Employee Benefits, Employer ComplianceJS Downey InsuranceFebruary 19, 2015JS Downey Insurance ServiceLearning, FSA, Insurance, Insurance TermsComment
Health Insurance HRA - What Is It?

A Health Reimbursement Account (HRA) allows an employer to set aside funds to pay for medical expenses on a tax-free basis for participating employees.

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Glossary Terms, Insurance 101, Understanding Insurance, Employee Benefits, Employer Compliance, ObamacareLeonard BalistreriFebruary 19, 2015J.S. Downey Insurance ServiceLearning, HRA, Insurance, employer benefitsComment
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JS Downey Insurance Service
2333 Camino Del Rio South, Suite 200,
San Diego, CA 92108,
United States
(619) 297-5888 steve@jsdowney.com
Hours
Mon 06:30 to 17:00
Tue 06:30 to 17:00
Wed 06:30 to 17:00
Thu 06:30 to 17:00
Fri 06:30 to 17:00

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JS Downey Insurance Service
San Diego Insurance Brokers

Office: 619-297-5888

Fax: 619-297-0220

Steve Downey, President

Cell: 619-261-9766

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©2025 JS Downey Insurance Service

PO Box 881474
San Diego, CA 92168

Agent: Lic #0482309

Agency: Lic #0501471

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