JS Downey Insurance Service ("us", "we", or "our") operates jsdowney.com (the "Site"). This page informs you of our policies regarding the collection, use and disclosure of Personal Information we receive from users of the Site. We use your Personal Information for providing and improving the Site. By using the Site, you agree to the collection and use of information in accordance with this policy.
What personal information do we collect from the people that visit our blog, website or app?
While using our Site, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Personally identifiable information may include, but is not limited to your name and email address ("Personal Information").
When requesting a quotation or contacting us, you may be asked to enter your name, email address, mailing address, phone number or other details to help you with your experience.
How do we use your information?
We may use the information we collect from you when you request a quotation, contact us, surf the website, or use certain other site features in the following ways:
• To improve our website in order to better serve you.
• To allow us to better serve you in responding to your customer service requests.
• To send periodic newsletter emails if you have subscribed to this service.
• To follow up with you after correspondence (form, email or phone inquiries)
Like many site operators, we collect information that your browser sends whenever you visit our Site ("Log Data"). This Log Data may include information such as your computer's Internet Protocol ("IP") address, browser type, browser version, the pages of our Site that you visit, the time and date of your visit, the time spent on those pages and other statistics.
In addition, we may use third party services such as Google Analytics that collect, monitor and analyze this data.
Cookies are files with small amount of data, which may include an anonymous unique identifier. Cookies are sent to your browser from a web site and stored on your computer's hard drive.
You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, some of the features that make your site experience more efficient may not function properly.
This website uses Google Analytics, a web analytics service provided by Google, Inc. (“Google”). Google Analytics uses “cookies”, which are text files placed on your computer, to help the website analyze how users use the site. The information generated by the cookie about your use of the website (including your IP address) will be transmitted to and stored by Google on servers in the United States. Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage.
You can also stop being tracked by Google Analytics across all websites by going to Google's Opt-out site.
We may use your Personal Information to contact you with newsletters or marketing/promotional materials if you have subscribed to our newsletter, contacted us or requested a quotation from us.
The security of your Personal Information is important to us, but remember that no method of transmission over the Internet, or method of electronic storage, is 100% secure. While we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security. Please do not send sensitive data (e.g., Social Security, bank account, or credit card numbers) by email or web form.
Links To Other Websites
Your California Privacy Rights - California Online Privacy Protection Act (CalOPPA)
According to CalOPPA, we agree to the following:
Users can visit our site anonymously.
If you are a California resident, California Civil Code Section 1798.83 allows you to ask for information regarding the disclosure of your Personal Information by us to third parties for the third parties’ direct marketing purposes. To make such a request, please email us at firstname.lastname@example.org or write to us:
JS Downey Insurance
2333 Camino Del Rio South, #200
San Diego, CA 92108
The CAN-SPAM Act is a law that sets the rules for commercial email, establishes requirements for commercial messages and gives recipients the right to have emails stopped from being sent to them. We collect your email address in order to:
• Send information, respond to inquiries, and/or other requests or questions
• Market to our mailing list
To be in accordance with CAN-SPAM, we agree to the following:
• Not use false or misleading subjects or email addresses.
• If the message is an advertizement, identify it as such in some reasonable way.
• Include the physical address of our business.
• Monitor third-party email marketing services for compliance, if one is used.
• Honor opt-out/unsubscribe requests quickly.
• Allow users to unsubscribe by using the link at the bottom of each email.
If at any time you would like to unsubscribe from receiving future emails:
• Follow the instructions at the bottom of each email or email us at email@example.com and we will promptly remove you from ALL correspondence.
Email us at firstname.lastname@example.org or write to us:
JS Downey Insurance
2333 Camino Del Rio South, Suite 200,
San Diego, CA 92108
Last updated: April 15th 2018.