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Proposed Rate Increases

Premium rate hikes are predicted in most areas due to a number of factors, including the fact that insurance carriers are gaining better data on plan usage.

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Covered California, Understanding Insurance, Insurance in the NewsJS Downey InsuranceJune 2, 2015J.S. Downey Insurance Serviceinsurance, health insurance, aca, affordable care act, obamacareComment
Transition Relief for Small Employers Expires Soon!

IRS issued further guidance that provides transition relief for small employers using premium payment arrangements for 2014.

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Agency News, Employee Benefits, Employer Compliance, Obamacare, Understanding Insurance, TaxesJS Downey InsuranceMay 28, 2015J.S. Downey Insurance ServiceEmployer Benefits, HSA, HRA, Health Reimbursement Arrangements, Health Insurance, Small Group Benefits, ComplianceComment
IRS Compliance for the Large Group Employer Mandate

If you are an employer with more than 50 employees, there are ACA compliance requirements due to Obamacare. We outline them in this article.

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Employee Benefits, Featured, Employer Compliance, Insurance 101, Insurance in the News, Obamacare, Taxes, Understanding InsuranceJS Downey InsuranceMay 26, 2015J.S. Downey Insurance ServiceEmployer Benefits, ACA, PPACA, Compliance, Large Group, ACA Compliance, Small Group BenefitsComment
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JS Downey Insurance Service
2333 Camino Del Rio South, Suite 200,
San Diego, CA 92108,
United States
(619) 297-5888 steve@jsdowney.com
Hours
Mon 06:30 to 17:00
Tue 06:30 to 17:00
Wed 06:30 to 17:00
Thu 06:30 to 17:00
Fri 06:30 to 17:00

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JS Downey Insurance Service
San Diego Insurance Brokers

Office: 619-297-5888

Fax: 619-297-0220

Steve Downey, President

Cell: 619-261-9766

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©2025 JS Downey Insurance Service

PO Box 881474
San Diego, CA 92168

Agent: Lic #0482309

Agency: Lic #0501471

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