Getting Sick Outside the U.S.
If you are traveling outside of the country and have an emergency to life or limb, the majority of carriers will cover your care. But what are your coverage options for unlikely events beyond emergencies? Recently, the Wall Street Journal published an article about what happens if you get sick while traveling abroad:
The main point of the article was to make sure you understand your current health coverage plan and verify what is (and is not) covered out of the country, before you leave on your trip. If you have questions on this, you can reach out to your agent and your carrier.
For travel and vacations, you can always buy a supplemental travel insurance policy to fill in the gaps. Travel Insurance provides coverage for travel and vacations that can include emergencies, routine treatments, terrorism, pre-existing conditions and much more. Your agent can help you find the best policy to suit your needs which vary based on duration of trip, deductible, hazards involved, location, and what you want covered.