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You Need an Agent on Your Side

A professional insurance advisor is the key to navigating the world of health insurance including individual, small business, property, dental, life, senior and business liability.

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Agency News, FeaturedJS Downey InsuranceMarch 17, 2015J.S. Downey Insurance ServiceAgent, Broker, affordable care act, ACA, PPACAComment
Top 12 Insurance Terms Most People Don't Understand

Understanding health insurance plan terms is important for consumers. We cover the most common insurance terms and explanations, including video links.

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Insurance 101, Covered California, Agency News, Glossary Terms, Insurance in the NewsJS Downey InsuranceMarch 17, 2015J.S. Downey Insurance Serviceinsurance, understanding insurance, definitions, obamacare, affordable care actComment
Did You Recently Learn About the Tax Penalty for Being Uninsured?

The individual shared responsibility provision requires everyone has qualifying health care coverage, qualifies for a coverage exemption, or pays a penalty.

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Featured, Covered California, Understanding Insurance, Taxes, ObamacareJS Downey InsuranceMarch 12, 2015J.S. Downey Insurance Servicetax penalty, Health insuranceComment
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JS Downey Insurance Service
2333 Camino Del Rio South, Suite 200,
San Diego, CA 92108,
United States
(619) 297-5888 steve@jsdowney.com
Hours
Mon 06:30 to 17:00
Tue 06:30 to 17:00
Wed 06:30 to 17:00
Thu 06:30 to 17:00
Fri 06:30 to 17:00

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JS Downey Insurance Service
San Diego Insurance Brokers

Office: 619-297-5888

Fax: 619-297-0220

Steve Downey, President

Cell: 619-261-9766

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©2025 JS Downey Insurance Service

PO Box 881474
San Diego, CA 92168

Agent: Lic #0482309

Agency: Lic #0501471

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