JS Downey Insurance Service auto insurance can help pay the costs of repairs, legal fees, and medical bills when there’s an accident involving you or one of your employees. JS Downey Insurance Service auto coverage is available for many different kinds of vehicles, including cars, trucks, vans, pickups, farm vehicles, and more. From protecting expensive inventory to dealing with the public, their risk profile can be extensive. That is where our auto dealer insurance program comes in. Our property/casualty insurance solutions are specifically tailored to the needs of auto owners.